Route 6 Auto Mall KIA
1049 Gar Hwy Rt 6 Swansea, MA 02777-1821Sales: 866-939-9430
- Service: 866-217-7903
Auto Loans and Car Leases
Swansea Car Loans and Car Leases - Route 6 Auto Mall Kia
The Finance Department at Route 6 Auto Mall Kia of Swansea is here to help get you a great deal on a new or used car loan or lease in Swansea, Massachusetts.
Route 6 Auto Mall Kia's finance team is ready to create the financing plan that works best for you. Save money, time and frustration by working with the finance specialists at our Swansea area dealership.
Route 6 Auto Mall Kia's finance experts work with various financial institutions to get you a great deal on a car loan for a Kia in Swansea. Our new and used car dealership is here to make purchasing an automobile a simple and pleasurable experience. Be sure to view our current finance specials to save even more at Route 6 Auto Mall Kia! Use our online finance application to apply for financing right now.
We can help students with no credit history or those who have hit a rough spot and now have credit problems. We can customize a car loan program to your needs. Call us at (508) 646-9700 or visit us in person by coming to 1049 Gar Highway Rt 6.
Financing Navigation
Contact Information
- Route 6 Auto Mall KIA
-
1049 Gar Hwy Rt 6
Swansea, MA 02777-1821 -
- sales Sales:
- 866-939-9430
- phone2 Service:
- 866-217-7903
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.